Experts suggest to make a point to revisit your finances
before a large purchase or milestone, like getting married or buying a home. If
you’re not on a budget currently, it would be optimal to be prepared for more
than short term expenses. Mymoneycoach.com agrees and further states that “Using
a realistic budget…
Your home and auto insurance renews on a yearly basis. How does your agent handle the renewal process with you? Perhaps they send a letter or call you asking to review your current limits. The renewal is the perfect time to look at your policy to be sure you…
Saving shouldn’t be scary, and TFCU wants to make it the least scary thing you have to worry about. Let’s talk savings. According to Americasaves.org, those with a savings plan are twice as likely to save successfully.
It can be daunting to say you want to save 500 dollars by…
Did you know there were 14.4 million victims of identity theft in 2018? According to Javelin Strategy, each case cost the victim an average of $1,050 – and that’s only the cost in dollars. When an individual’s identity is stolen, the thief wreaks major havoc on the victim’s financial…
Q: I’ve just signed a lease on a new apartment and I’m wondering if I should be taking out a renter’s insurance policy as well. What do I need to know?
A: Purchasing a renter’s insurance policy when signing a lease on a new apartment is a good idea.
Thanks to rising market…
When disaster strikes, so do the scams. It’s the
season of hurricanes, earthquakes, tornadoes and more. If you live in an area
that’s prone to storms and flooding, or you volunteer to help the victims of
natural disasters, beware of these four post-disaster scams so you’re not taken
for a ride.
1. Bogus charities
Q: I’ve had some trouble with credit in the past, but I’m trying to turn over a new leaf. I
think I’m doing everything right, but my credit score still isn’t rising! What gives?
A: Credit scores can
affect you more than you know. Employers look at credit scores.
Landlords look at credit scores.
Bill providers look at credit scores,
and they might decide to charge you…
Repairing your credit can be an uphill
battle. You’re looking at months of hard work, negotiating with creditors,
reworking your budget and identifying the factors that are making your credit score lag. In short,
it’s a hassle and it takes lots of time.
Those two aspects are what makes credit repair
scams so successful. They know you’re looking for a…
1.) The bogus parking attendant
You arrive at an event where an attendant points you to a
nearby lot. You pull in, pay for your spot and receive a payment stub. But,
when the event is over, both the attendant and your car are gone.
How it went down: A scammer…
Q: I’m planning a camping trip for the summer, and I’d love
to keep the trip as low-cost as possible. How can I cut down on camping costs?
A: It’s great that you’re looking for ways to trim your
vacation expenses. We can help! Read on for seven ways to save…