Flood Protection Sandbags with flooded homes in the background (Montage)
September 11, 2019

When disaster strikes, so do the scams. It’s the season of hurricanes, earthquakes, tornadoes and more. If you live in an area that’s prone to storms and flooding, or you volunteer to help the victims of natural disasters, beware of these four post-disaster scams so you’re not taken for a ride.

1. Bogus charities

As soon as a major natural disaster hits, fake charities spring up like dandelions after a spring rain. You might get solicitations for donations via email, social media posts, text messages or phone calls. These appeals are usually accompanied by a tear-jerking story designed to play on your emotions and get you to loosen your purse strings. Unfortunately, these scams are often successful at swindling victims out of thousands of dollars.

Never take a request for monetary aid at face value. Check out the charity’s authenticity at  Charitynavigator.org and see what the Better Business Bureau has to say about them. If you find the charity does indeed exist and is a reliable organization, double-check that the website address (URL) is correct so you can be sure you’re not handing over money to a copycat site. If you want to be absolutely certain that your donation is going to the right address, you can simply contact the charity or The Red Cross on your own.

2. FEMA imposters

The days following a natural disaster can be chaotic, as victims try to put their lives and their homes back together.

Devious scammers capitalize on this misfortune to impersonate FEMA representatives to collect victims’ personal information and/or their money. They’re counting on victims being too preoccupied to check their legitimacy.

If you applied for FEMA, stay one step ahead of the scammers by remaining alert and cautious. If you receive a phone call from someone claiming to represent the federal organization, only share your FEMA claim number over the phone, keeping all other personal details to yourself. If the caller is legitimate, they should already have any other information they need.

If a FEMA representative shows up at your home, ask to see a FEMA-issued photo ID badge. The “representative” may promise to speed up your claim if you pay a deposit, but this is completely false, as FEMA does not offer any such arrangement. Do not give the “FEMA rep” any of your money – or any of your personal information.

3. Shady repair contractors

Many so-called contractors will make the rounds of neighborhoods that have seen storm damage to offer their services to homeowners seeking repairs. They may ask for upfront payment for any work you need and then do a sloppy job or never complete their task. You won’t realize you’ve been conned until the worker has left your home with your money in their pocket. To avoid getting caught in this scam, carefully research any contractor you’d like to use before hiring, and never agree to pay for all or most of the repairs before the work is done.

In a different variation of this scam, someone may show up at your door claiming to represent a utility company you use. They’ll threaten to shut off your service if you don’t provide immediate payment for any repairs you might need. Ask to see proof that they indeed represent the company they claim to work for and do not make any upfront payments until you have checked out their authenticity.

4. Damaged cars

It’s not only homes that can be heavily damaged by storms; vehicles can get hit hard, too. Sometimes, a car that’s been in a flood or hurricane can be fixed up so it looks fine on the outside despite a heavily damaged interior. Shady car salespeople might try to sell these vehicles to unsuspecting consumers who have no idea the car has been in such a storm.

If you’re shopping for a car in an area that has recently been hit by a natural disaster, be sure to check out the car’s history on sites like Carfax.com.

Don’t let scammers make a natural disaster more difficult than it already is. If you suspect fraud, let the FTC know at FTC.gov.


August 14, 2019

September 18, 2019



Banking Made Easy

At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

In addition to banking products & services, TFCU has several affiliate companies known as Credit Union Service Organizations! These companies allow us to offer Insurance Services, Financial Services & Real Estate Services to our members.

TFCU membership is available to anyone who lives, works, worships or attends school in Bristol County, Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown. Membership is also open to immediate family members of existing members.

  • Posted @withrepost • @girlsinctaunton So much fun at the Taunton Christmas Parade! Thank you @tauntonfcu for sponsoring us again this year! #taunton #weareSSB #dcbscholars #ourparentsareawesome #morepicstocome #tfcugives
  • “ As you grow older,you will discover that you have two hands-one for helping yourself,the other for helping others.” Thank you to our amazing staff who have contributed to numerous organizations in an effort to help our community! Your efforts do not go unnoticed! 
Happy #InternationalVolunteerDay !
  • Online stores often price their products according to your search history. Get the best online deals by clearing your cache before shopping or by going incognito or private session on your web browser (Google how to do this for your browser if you can’t find it in your settings).
  • #GivingTuesday is a global giving movement that has been built by individuals, families, organizations, businesses and communities in countries around the world. Millions of people have come together to support and champion the causes they believe in and the communities in which they live. 
Throughout November we collected food for local food pantries and distributed it last week. In addition, TFCU staff donated $100 to support additional food pantries as part of the TFCU Dress Down Program. 
We’re proud to be able to have assisted the following organizations through these efforts: •Taunton Area Community Table
•Dighton Community Food Bank
•Rehoboth Food Pantry
•Raynham Food Basket
•St Vincent De Paul in Taunton
•Sacred Heart Food Pantry in Middleboro
•Rhode Island Community Food Bank
•Mercy Meals and More in New Bedford
•MO Life Food Pantry in New Bedford
•Coyle & Cassidy High School Food Pantry in Taunton

For more information on #GivingTuesday and how you can participate, please visit https://www.givingtuesday.org


We encourage you today, and any time you can, to give back to your community and help support those in need. All year round TFCU is involved in the communities we serve and gives back through volunteerism and sponsorships.

If you are aware of a local charity with a worthwhile cause and would like TFCU to consider making a donation, please click here to submit a request: https://tauntonfcu.com/resources/about-us/in-the-community/

  • Happy Thanksgiving from TFCU! We wish you all a safe and happy holiday!

What are you thankful for this Thanksgiving?
  • TFCU will be closed on Thursday, November 28th in observance of Thanksgiving!
Thank you for your understanding.

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