Did you know..
At TFCU, we strive to protect your identity and personal Information. With the recent rise in security breaches and scams, we want to make sure that our members know how to protect themselves in case of identity theft, fraud and scams. When you travel out of the country, please remember that all foreign transactions are blocked. Before your trip, please be aware that if you are attempting to make a purchase online, over the phone, or traveling abroad, you will need to contact us beforehand to have your Debit Card temporarily activated for foreign use. control. During your trip, you may want to Go through and check confirmations for all your accounts. Make sure you recognize every transaction that’s been made. Keep an eye out for the following kinds of transactions:
– Transactions originating in foreign countries or other distant places. Identity thieves will often try to throw you off the trail and avoid prosecution by committing their crimes in distant places.
– Small transactions. It’s tempting to write off a dollar here or there, but thieves are frequently counting on that tolerance. They’ll use a small transaction to test a stolen credit card or breached account. If they get away with that, they’ll try bigger amounts.
– If you suspect something is wrong with your security, call the company and ask for a login history. This is a document that lists the dates, times and locations of every access that’s been made to your account. This should let you know if someone else has gained access. Obviously, if that’s the case, you should change your passwords and let your financial institutions know immediately.
– If you notice anything else that’s amiss, call the financial institution immediately. The longer you wait, the more likely it is they’ll conclude it was something you authorized. Even if it’s off business hours, call immediately and leave a message. Starting the process as soon as possible creates a trail that will be useful in the event of a dispute about responsibility.