Financial Tips

Did You Know… Auto Loans

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on
March 20, 2019

An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, a SUV is not going to increase your offspring’s earning potential.

Negotiating a good price on your car can be stressful but arranging for a good deal on your loan might not have to be. When they think of car loans, most people think of banks and dealer financing – but a credit union may offer the best, most flexible terms and the fastest loan process that’s available to you.

If you’re in the market for a new vehicle, stop by TFCU before you shop to see what we have to offer you! Did you know that at TFCU:

•             There are no requirements when applying for an auto loan at TFCU. As long as you are or qualify to be a member at TFCU, you can apply at any time!  

•             You’re offered a competitive rate and we offer many services including GAP protection, which helps protect your investment in the event of a total loss.

•             An Extended Warranty service is available which can be added to the principal balance of the loan and is often less expensive than purchasing it at the dealership.

•             Financing is available on vehicles that are 8 years old or newer.

•             You can refinance your loan from another institution! Refinancing your vehicle loan can lead to a lower monthly payment, a shorter term, or both! It depends on a wide range of factors, including the value of your vehicle, how much you owe on your current loan, and your credit standing. If any of these factors have changed since you bought your car, you owe it to yourself to check out your refinancing options.

Why pay more for the same quality service? Dealers tend to have a smaller range of lenders with whom they work exclusively. Those lenders know they have limited exposure to competition, so they can charge slightly higher fees and interest rates. By doing your own comparison shopping, you can save a bit on both the loan and any ancillary insurances or warranties you may have purchased.

Need more info? Ready to apply for an auto loan? Visit www.tauntonfcu.com/auto or call us at (508) 824-6466 for more information or to apply today!

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Banking Made Easy

At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

In addition to banking products & services, TFCU has several affiliate companies known as Credit Union Service Organizations! These companies allow us to offer Insurance Services, Financial Services & Real Estate Services to our members.

TFCU membership is available to anyone who lives, works, worships or attends school in Bristol County, Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown. Membership is also open to immediate family members of existing members.

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  • We’re here at the Dighton Cow Chip Festival until 5pm giving out some free TFCU Swap! Stop by and say hi if you’re visiting the festival! We’ll be on site tomorrow from 12-4 as well! ——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • #TFCU was proud to join the Cooperative Credit Union Association in sponsoring the 2019 Credit Union Scholarship Program. This program awards $1,500 scholarships to 6 applicants throughout Massachusetts & New Hampshire.

We are thrilled to announce that one of this year's recipients, Christopher, who is pictured with Nelson Tavares, TFCU's President & CEO, was sponsored by TFCU!

Please join us in congratulating Christopher on his award and his future success! ——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • TFCU will be closed on Monday, May 27th in observance of Memorial Day.
  • We'd like to thank everyone that has submitted an image using #TFCUCelebratesWomen! Here's a look at some of the photos that have been shared raising a total of $130 so far! 
Just a reminder, we're celebrating the leading ladies in your life while giving back to the women in our community at the same time. Use #TFCUCelebratesWomen and post a photo in the comment section of this post, or on Instagram, of a woman or women in your life that you appreciate. 
TFCU is donating $5 per photo to @girlsinctaunton and @womensfund_sema! We hope to raise $250 to share between these organizations by 5/31/19.

Please visit these organization's pages to learn more about what they do to help the women in our local community!
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#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • #TFCUCelebratesWomen

In honor of Mother’s Day, TFCU wants to celebrate the leading ladies in your life while giving back to the women in our community at the same time. 
Use #TFCUCelebratesWomen and post a photo in the comment section of this post, or on Instagram, of a woman or women in your life that you appreciate.

TFCU will donate $5 per photo to Girls Inc. and the Women’s Fund of Southeastern Massachusetts! We hope to raise $250 to share between these organizations by 5/31/19. 
These two organizations have worked to advance the educational attainment and economic security of women and girls. 
Help us, to help the women in our local community!
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#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • It’s #EarthDay! We at TFCU are committed today and every day to work towards reducing our carbon footprint and reduce our impact on the environment. We’re proud of the work we’ve already done, including an internal recycling program, converting all lighting to LED and assessing our heating and air conditioning usage, but there’s more that can be done! 
In addition to the internal programs, we’re always looking for ways to assist our members in reducing their impact on the environment as well. We’re proud to offer many paperless options including eStatements, eNotices, Mobile Deposit and Online Banking, which give you convenient access to your accounts while cutting down on paper usage. It’s our way of helping you help the environment in an easy way! 
If you’re a TFCU member, today’s the perfect day to enroll in our paperless options. If you wish to enroll in eStatements or eNotices, please click here --> rebrand.ly/eservices

If you’d like to learn more about all of our Convenience options, please click here --> https://tauntonfcu.com/accounts-services/convenience/ ——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving

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