Financial Tips

HIDDEN HOLIDAY COSTS AND HOW TO BEAT THEM

By
on
December 19, 2018

You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them:


#1: Wrapping paper

It all ends up in the garbage, but did you know that wrapping paper for your gifts can cost close to $100?Save big: by purchasing next year’s wrapping paper in January. It won’t go bad and you’ll be ahead of your holiday expenses almost a full year in advance!

#2: Electricity

All those twinkling lights can cost a pretty penny – or more than an extra $50 on your electric bill.Save big:  by switching your lights to LEDs. You can also consider leaving your lights on for only a few hours a night, such as during the early evening hours.

#3: Interest on credit cards

Too many shoppers put holiday expenses on credit cards and then pay a whole lot more because of interest.Save big: by sticking to debit cards and cash only. If you must use a credit card, be sure to pay your bill before it starts accruing interest.

#4: Last-minute gifts

Who has time to shop for bargains when it’s two days to Christmas and you’ve only just remembered your boss’s kids?Save big: by skipping non-essential gifts. Also consider homemade gifts or re-gifting presents you’ve never used.

#5: Eating out

Last-minute holiday prep got you too busy to cook? You might be spending more than you realized on takeout food this month.Save big: by cooking and freezing a few meals ahead of time for those crazy, hectic, pre-holiday evenings. If you can’t hack it without buying dinner a few times this month, consider purchasing an entrée only and then adding your own sides, salads and beverages at home.

TAGS
RELATED POSTS

LEAVE A COMMENT

Banking Made Easy

At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

In addition to banking products & services, TFCU has several affiliate companies known as Credit Union Service Organizations! These companies allow us to offer Insurance Services, Financial Services & Real Estate Services to our members.

TFCU membership is available to anyone who lives, works, worships or attends school in Bristol County, Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown. Membership is also open to immediate family members of existing members.

Instagram
  • We'd like to thank everyone that has submitted an image using #TFCUCelebratesWomen! Here's a look at some of the photos that have been shared raising a total of $130 so far! 
Just a reminder, we're celebrating the leading ladies in your life while giving back to the women in our community at the same time. Use #TFCUCelebratesWomen and post a photo in the comment section of this post, or on Instagram, of a woman or women in your life that you appreciate. 
TFCU is donating $5 per photo to @girlsinctaunton and @womensfund_sema! We hope to raise $250 to share between these organizations by 5/31/19.

Please visit these organization's pages to learn more about what they do to help the women in our local community!
——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • #TFCUCelebratesWomen

In honor of Mother’s Day, TFCU wants to celebrate the leading ladies in your life while giving back to the women in our community at the same time. 
Use #TFCUCelebratesWomen and post a photo in the comment section of this post, or on Instagram, of a woman or women in your life that you appreciate.

TFCU will donate $5 per photo to Girls Inc. and the Women’s Fund of Southeastern Massachusetts! We hope to raise $250 to share between these organizations by 5/31/19. 
These two organizations have worked to advance the educational attainment and economic security of women and girls. 
Help us, to help the women in our local community!
——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • It’s #EarthDay! We at TFCU are committed today and every day to work towards reducing our carbon footprint and reduce our impact on the environment. We’re proud of the work we’ve already done, including an internal recycling program, converting all lighting to LED and assessing our heating and air conditioning usage, but there’s more that can be done! 
In addition to the internal programs, we’re always looking for ways to assist our members in reducing their impact on the environment as well. We’re proud to offer many paperless options including eStatements, eNotices, Mobile Deposit and Online Banking, which give you convenient access to your accounts while cutting down on paper usage. It’s our way of helping you help the environment in an easy way! 
If you’re a TFCU member, today’s the perfect day to enroll in our paperless options. If you wish to enroll in eStatements or eNotices, please click here --> rebrand.ly/eservices

If you’d like to learn more about all of our Convenience options, please click here --> https://tauntonfcu.com/accounts-services/convenience/ ——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • “When I went to TFCU to open an account they were very helpful! The staff made sure I had the right account that suited my needs. Now I am saving money in case of an emergency. Thank you TFCU!” Submitted by Jennifer, TFCU member since 2017!
_____________________________________________________

If you would like to share your #TFCUstory with us, please use the hashtag #TFCUstory. We’ll select our favorites to share on our social media channels! 
_____________________________________________________

#tfcu #tauntonfederalcreditunion #creditunion #creditunions #creditunionsrock #creditunionlife #credituniondifference #creditunionfamily #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving
  • April is Financial Literacy month and as they say, knowledge is power, which is especially true in the world of finance. Financial security means planning for the day when you can’t work anymore. 
Financial success is all about taking an active role in thinking about that future. There are a few concrete steps you can take now to put yourself ahead of the game.

Without knowing the basics of financial literacy, it is hard to make financially responsible decisions with your hard-earned money and could lead to great costs against your wallet.

This month TFCU will be helping you understand some essential financial terms and tips to put you on the path to financial success!

A very big thank you goes to our incredible staff who helped make this video possible!
  • Our staff is dressed down today to celebrate the Red Sox' first home game of the season! ⚾️ All proceeds from today’s Dress Down Friday will be donated to the Jimmy Fund! Go Sox! ⚾️ ——————————————————————
#tfcu #tauntonfederalcreditunion #creditunion #creditunions #bostonredsox #baseball #redsox #credituniondifference #creditunionlove #creditunionsgiveback #creditunionmovement #creditunionshavemorefun #banking #bankinglife #bankingmadeeasy #financialfreedom #financial #financialplanning #financialliteracy #financialwellness #mobilebanking #financialinstitution #savings #saving

Follow Me!