Q: Is it
advisable to refinance my mortgage as part of my retirement planning?
Refinancing your mortgage can have a big impact on your finances. That’s why
it’s important to consider all angles before deciding if a pre-retirement
refinance is right for you.
First, you need to know that refinancing doesn’t come cheap. It’s…
Becoming a homeowner is a major milestone. There’s a thrill in owning your own place, and you’ve got a new, large investment to maintain. A successful homeowner is one who can perfectly balance that new freedom and responsibility.There are several upcoming firsts for new homeowners. Check out these common…
The months leading up to the purchase of a new home are
super-busy. There’s so much to do!
While you’re tending to everything on your list, be careful
not to let your guard down. A recent uptick in mortgage fraud means
house-hunters need to be extra vigilant.
Here’s what you need to…
Let’s face it, we’re all guilty of being distracted
behind the wheel.
Maybe you’ve just looked down at your phone as you’ve
received an incoming text or phone call? Perhaps you’re following the GPS,
changing the song on your play list or unwrapping a snack on the go? It may seem like…
A few clicks, and your bills are paid!
Unfortunately, many people share sensitive information with
crooks, thinking they’re paying a bill.
Here’s how to keep your money safe.
1. Never respond to a
bill pay service that directly contacts you
In those situations, it’s difficult to verify a link’s
authenticity. Instead, seek out the service yourself.
2. Don’t share…
We live in the digital age where
can do anything with a smartphone from buying groceries to meeting the love of
your life. That’s why TFCU offers many ways for you to stay connected to your
accounts wherever you are whenever you need it.
With It’s Me 24/7, our online
banking system, you’ll…
Many employers already have or are moving to an all-electronic system for paying their employees, and at the center of that system is direct deposit. Direct deposit transmits your paycheck from your employer’s business account directly into your checking, savings or prepaid account(s). You still get a pay stub…
The digital age is ushering in a new era of green banking, and the planet is healthier for it already. Mobile banking saves gas that you would spend on making a special trip to a branch. It saves paper that would be used on statements or receipts. Of course, the…
Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It’s also a process of understanding how to pay for tuition and living expenses during the college years, which often extends beyond the typical four-year period and…
An automobile is a major investment. Just think about it: In
the last 10 years, have you bought anything that costs more than a car? A house
or your kid’s education, maybe. Yet, unlike a house, a car is not going to
appreciate in value; and unlike an education, a SUV is…